Retiring the 4% Rule A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Contents Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Should You Borrow from Your 401(k)? Does it make sense to borrow from my 401(k) to pay off debt or to make a major purchase? Saving for Retirement This calculator can help you estimate how much you may need to save for retirement.