About Joan Joan Gilles (612) 436-3733 firstname.lastname@example.org How you grow up influences you and your financial decisions in a big way. Let me share my example: both of my parents grew up during the depression. They scrimped and saved their whole lives. As a teenager, all I wanted was cute... Read more Ryan Blais Registered Client Service Associate 619 269-0773 619 431-2316 email@example.com Ryan graduated from San Diego State University with a Bachelor’s degree in Finance in 2013. Prior to joining Cetera he held positions with Vanguard and Goldman Sachs. Ryan holds FINRA Series 7 and 63 securities registrations. In... Read more Exclusive Member The Behavioral Finance Network Please note: Participation in this program is not a guarantee of future investment success and does not represent an endorsement of the advisor by any client.